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Employee Benefit Solutions


Our Commitment

Life & Benefits division is a dedicated division of T.C. Field & Company and is committed to providing a level of customer care that sets us apart from the typical agency.  From designing healthcare solutions with the latest in innovative benefit designs, to educating employees on the most effective way to access benefits.  We take the time to understand what you and your employees expect from your benefits program.

  

Our Services

Ø       For Financial Decision Maker:

o         Listening – In order to determine the best direction for your benefits program, we want first understand your financial goals as well as your philosophy for employee hiring and retention.

o         Benefit Program review - We research, review and report your plan performance, drawing the roadmap for future benefits.

o         Program recommendations – Based on demographics, financial goals and industry trends, we identify cost effective solutions to match with your benefit expectations.

o         Annual program assessment – We stay engaged monitoring your benefits program, culminated by an annual review of plan performance, employee satisfaction and remarketing of benefits.

 

Ø       For the Benefits Manager:

o         Plan implementation – We work closely with HR staff, facilitating enrollment meetings and coordinating administrative training on enrollment and billing.   

o         Compliance assistance -  industry/legislative updates

o         Employee communications – We facilitate employee meetings to make sure your employees have the knowledge and tools for the most effective use of their benefits.

o         Administrative Assistance – We advocate on your behalf to resolve eligibility, billing, benefit and claim issues.

o         Quarterly e-newsletter – Our e-newsletter provides updates on benefit providers as well as industry trends that could impact your benefits program.

Our Benefit Solutions


Health Plan Solutions
Traditional Copay and deductible plans
Consumer directed health plans 
Service Cooperatives and union plans
Fully insured & self-funded 
HSA /HRA funding options
Health investment/assessment programs
 Group and Voluntary Ancillary Benefits
Dental
Short-term and long-term disability
Life and AD&D
Long-term care


Flexible Benefits
Section 125 cafeteria plan administration
Transit reimbursement
HAS/HRA administration
 Retirement Plans
401K and other qualified and 
 Non-qualified retirement plans
 HR Assistance
Benefits review, consulting and negotiation
COBRA administration
HIPAA compliance
Employee communications and education



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